Posts made by balungaloaf

The Money Survey

Question 1:  Would it be valuable to you if your employer offered a low cost ($5 per use), automated program that gave you instant access to earned wages before payday?

[  ] Yes [  ] No

Question 2:  Would you consider using such a program?

[  ] Yes [  ] No

Question 3:  Would you be more likely to stay with or join a company that offered such a program?

[  ] Yes [  ] No

Question 4:  How often do you have trouble paying your weekly expenses?

[  ] Never [  ] Every week [  ] About once per month [  ] Several times per year [  ] Once per year

Question 5:  Not counting your mortgage and car loan, how much debt do you have?

[  ] None [  ] Less than $1,000 [  ] $1000 - $2,500 [  ] More than $2,500 [  ] Not sure

Question 6:  Do you use your credit card to pay bills?

[  ] Yes (skip to question 8) [  ] No

Question 7:  Why have you not used your credit card to pay bills?

[  ] Don’t own a credit card
[  ] Credit card is maxed out
[  ] Credit limit is too small
[  ] Paying with a credit card is not an option
[  ] Other

Question 8:  Have you ever borrowed from the following?  Mark all that apply.

[  ] Payday lender
[  ] Auto title lender
[  ] Pawn shop
[  ] Loan shark
[  ] None
[  ] Other, please specify  ________________________________________________________________

Question 9:  If so, how many times in the past year?

[  ] 1-3 times [  ] 4-8 times [  ] 9-12 times [  ] More than 12 times

Question 10:  On average, how much do you borrow?

[  ] Less than $100 [  ] $101 - $200 [  ] $201 - $500 [  ] $501 - $1,000 [  ] More than $1,000

Question 11:  How much is too much interest on a loan?

[  ] 15% - 20% [  ] 20% - 30% [  ] 30% - 40% [  ] More than 40%

Question 12:  What would prevent you from asking your employer for access to money?  Mark all that apply.

[  ] Embarrassment.  I don’t want my boss to know I don’t have enough.
[  ] Privacy.  My finances aren’t my boss’s business.
[  ] Ethics.  Asking my employer for money is wrong.
[  ] Fear.  I don’t want to get fired.
[  ] Other, please specify.  ____________________________________________________________________________

Question 13: What is your yearly income?

[  ] $0 - $20,000 [  ] $21,000 - $35,000 [  ] $36,000 - $50,000 [  ] $50,000+

Question 14:  Are you currently employed?

[  ] No [  ] Yes If yes, please list employer name _______________________________________

Question 15:  What is your yearly household income?

[  ]$0 - $20,000 [  ]$21,000 - $35,000 [  ] $36,000 - $50,000 [  ] $51,000 - $75,000 [  ] $75,000+

Please provide your city and state so that we can better understand your responses.  Your input will help us improve our products and serve the underbanked and underemployed communities.

City/Town___________________________________________ State/Provence_________________________________________

Thanks for completing the survey!  You can enter your email address below for a chance to win one of four $50 FlexWage Visa gift cards.  NOTE: All personal information is strictly confidential and will never be shared, used or stored for other purposes.

Email address:  ___________________________________________________

on another site people found that moving left to right designating the answers A,B,C,D etc works.  same thing for top to bottom answers, A being the top  and working your way down.

thanks a ton guys.  this history aficionado appreciates it.

ps.  if you don’t want to post the email you can pm me with it.

@Gargantua:

Just POST the damn thing already.

We can respond via PM if you like.

LOL, ok man i’m gonna set it up.

and imperious, not other website will be promoted.

you can respond any which way you like…

my new job has me out in manhattan.  i work for a start up company called flexwage and basically we have a service that gives employees access to wages already earned.  so say if you live paycheck to paycheck(us young bucks) and your cars takes a crap on you, instead of having to go to a payday loan/cash advance type place and pay outrageous amounts of interest, you can just access your wages already earned.  so if you get paid every 2 weeks or monthly, whatever you earned up to then you could get.

right now, my project is setting up a survey, but the crap part is now i have to go out on the street and try to get people to take the 15 question survey.  people in manhattan are pushy, and treat me like a leper.  Or worse.  Some people are cool, but most won’t give me the time of day.  Safe to say this part of the project sucks,……badly.

i just wanted to know if you’d be ok with me putting the survey up here for anyone to take if they want to.  It’s quick and easy, and people could win a 50 dollar visa gift card if you win the random picks we do of emails at the end.

let me know, thanks guys.

@Octospire:

I respect the sacrifice of the American people in WW2, but by the same token thats what comes with being top dog you have to protect those not strong enough to protect themselves and help mediate disputes so they dont turn into wars in the first place.

The Americans were conned into nothing, if anything it was reckless and irresponsible not to get involved earlier and make sure a war didnt occur in the first place. Even if the war was inevitability the U.S with the help of the British and French could of crushed the Germans in September 1939. I think it speaks volumes about American politicians that it was the British who stood up and fought against Germany even though it had by far the most to lose and in the end sacrificed its empire at the altar of freedom because the Americans were “busy” from September 1939 to December 1941.
The problem with America is it wants desperately to not be like the British empire unfourtunetly thats more or less the way they should be bar the colonial oppression. They have to realise that you can take the positives of the British empire and leave the negatives and shape the world you want it to, or at least they could of before they made everyone hate them.

i just watched an episode of ww2 in color and it said that in july 1940 in a poll, only 8 percent of the american people wanted any part of another bloodbath brought to the world by europeans.  have far as americans were concerned, the europeans could go to hell.  And thats exactly what i think too. Why should american boys go and die over a power squabble b/w the elites of european nations?

the very fact that the war monger FDR even tried to conjole americans into war to get 200k+ americans men killed is terrible.  our nation is founded on being the will of the people, and our elected officials being servamts and subserviant to the people.

the very fact that america had to do everything in its power to antagonize japan into attacking so the europeans could get america into their war is just criminal.

this is irregardless of you moral question of it was “better” that americans should go get killed and kill for a nation that it not their own

hands down.  victoria seig heil.

http://www.youtube.com/watch?v=tkajXeVLpk4&feature=related

i find myself humming this song during the day from time to time. its catchy

England and France said they would go to war to protect poland from invasion.  Then when poland is invaded they say this is the reason for war.  so they delcare war on germany.

But what about the soviet union.  why in hell didnt they declare war on the soviet union?

i’ll tell you why……b/c protecting poland wasn’t the reason to go to war.  it was one group of elites trying to protect their wealth against another group of elites.

then those warmongers for the second time in a row conned america into joining a war effort b/c the aristocratic elites of the allied powers knew they couldnt beat germany without american help.  so they kept trying to devise ways to either con germany into attacking america by having america carry out overt acts of non neutrality by using american destroyers to protect american lend lease shipments.  when the germans didnt sink any ameircan vessels, they decided to goad japan into attacking america.

America was once again suckered into fighting a war that was not its war to fight.  So many midwestern boys died to european artistocrats could keep wealth and power its sickening.

what say you guys.  ever wonder why england and france never declared war on the USSR for invading poland?

are there any specialized stores that would have most of the variations of A&A?

like toys R us, maybe some store at the mall.  any strictly board game stores?

i’m looking for one of the newer ones and was just wondering.

not looking to buy online, just want to hop in the car and pick one up.

i like the WWI eastern fronts, especially hungary vs russia

the undermentioned southern fronts in the balkans and italy are great to learn about too.  the turkish front with the uk attempted invasion.  The arab jihad movement.  Hell, the fighting in africa is great to learn about along with jockeying done in the far east.

another poster mentioned the mind numbing crap about the western front, and thats true.

nice thread….see my av  :-D

1. predator
2. aliens
3. alien
4. predators
5. predator 2
6. alien 3
7. alien vs predator requiem
8. alien vs predator
9. alien resurrection

you’d think that with hitlers idea at the bitter end that germany should be destroyed b/c they failed him, that he’d order chemical bombardments of at least the soviet army that was on the outskirts of berlin.

@Subotai:

Norway was not liberated, the 400.000 Germans went home when Berlin had fallen.

those guys lucked out to the highest degree known to mankind.

@Subotai:

@Imperious:

Right… just like in Poland and Paris.

Russia was more powerful than France and Poland combined, and the Russian territories + winter was much easier to defend than Poland and France. Not saying that Germany couldn’t take Moscow if Germany went 100% against it, but it is very unsure how long the Germans could hold Moscow, even if they succeeded, and chances for Germany taking Moscow in 41-42 was less than 50%.

without US aid assistance via lend lease, without the allied strategic bombing campaign tying up much of the luftwaffe and anti air defenses, and without the threat of invasion keeping millions of german soldiers in europe, the soviets would have been smashed before they could ever set up a counter attack.  if moscow was taken, the people would give up on their communist overlords and capitulate.

i heard on a show lately that the german army lost 1/4 of all supplies and material that the germans ever produced in the ENTIRE SECOND WAR!

i was like whaaaaaaa?!

is this accurate?  it makes sense of a lot of things for me.  by number losses of troops alone i always thought that the germans should be able to recoup their losses by their volunteer campaigns in occupied territories, or by forcing human labor in the territories occupied to free up more german men to be put into the wehrmacht.

1/4 of all supplies produced lost is staggering.

makes you wonder why in the hell Hitler didnt allow a tactical retreat from the area after the soviets counterattacked en masse.

the question is this. is the 1/4 loss number accurate?

okay, he dropped his argument about the pacific theater getting most of the supplies.

the little moron still insists that it would be impossible for japan to invade eastern siberia b/c of terrain.  he still wont accept that its possible.  hell, i told him the japs army had plans for the invasion until their navy attacked pearl harbor, i even showed him that the japs had already invaded eastern siberia in WWI and that it is possible to move an army around there.  i even showed him how the white guards and red guards moved troops around in siberia in the russian civil war.

he’s still adamant that its impossible to move troops/an army around in such a location due to the weather and conditions of siberia.

am i wrong?  i’m pretty sure i’m not.  the dude is just ahem an asshat.

is there anything else i can throw at him to make him see the light?  does anyone have any links to perhaps the japanese invasion plans in full detail?  or just a link talking about how the plans existed?  thanks much for any help.

@Imperious:

Can you re post his argument?  I am not sure if he is saying we send more of our forces to fight Japan than Germany?

If this is his argument he is wrong.

Yeah like what 10 miles into the wasteland?To what political or strategic gain?

The whole point of this coming up from wondering “Why did Japan attack the U.S. instead of going after Russia?” I think it’s pretty damn clear at this point why.

Unfeasible/impossible to get an army in the 40’s through Siberia militarily and for any strategic gain.

i aruged about the japanese/russia spats before the war where japan got handled.  he was trying to make it sound that there was nothing in siberia.  i was arguing the japs wanted the resources.  they decided to get the resources in south pacific instead.

and this

Yeah that’s cool and all but agreeing to fighting “Germany First” was completely on paper. If you look at the statistics and secret plans of the time we were spending much more equipment and time on Japan for most of the war

i’m pretty sure much more equipment went to fighting hitler.  via lendlease to uk and ussr and america’s own military strength

most of america’s supplies went to combating germany first correct guys?

even though japan attacked america, america decided along with the UK that the best strategy was to take out germany first.

i’m debating this guy on another forum and he calls these claims “revisionist” so i was wondering if offhand you guys had any info or sources/websites that would give info.

thanks.  :wink:

i’ve played the hell out of the european version, the pacific version, and the world version(revised)

what’s the next best step?

which one would you think is better than the rest out of these choices……

battle of the bulge
D-day
guadalcanal
the new spring 1942 versions of the game(what exactly is different in these games from the old versions?)

any input would be helpful.  i’m getting one for this weekend so i’m in no rush  at the moment.  thanks for any advice.

@Subotai:

All Quiet on the Western Front, hands down!

yep, the original for me, i’ve never seen the remake.

the blue max is a great movie.  the leads performance reminds me of the determination to win as is seen in there will be blood.

does the african queen count?  they were on a mission to blow up a german vessel on one of the big african lakes.

the soviets gameplan(as always) of winning through sheer superiority in numbers of soldiers and equipment didnt work well when they couldnt move through the snowy forests.  They got eaten alive until they thought “what we need is even more troops, tanks, planes, and supplies.  A ridiculous amount even”

then they had their victory.

anyone mention the german film Stalingrad?  its very good.

Hell is for heroes with steve Mcqueen(sp?) is a fav of mine.

there is also a japanese film in black and white from the 50’s……where japanese in retreat are surrounded.

its an EXCELLENT movie about the terrible misery of warfare.  they have to eat “monkey meat” and i wont spoil anything else.

i’m going to look it up right now…

hmmmm can’t figure it out.  its one of these…

http://en.wikipedia.org/wiki/List_of_World_War_II_films#1950s

i saw it on TCM turner classic movies if that helps anybody…

its in black and white…and it seems to not by on my hand dandy list…wtf?