The Money Survey
Question 1:  Would it be valuable to you if your employer offered a low cost ($5 per use), automated program that gave you instant access to earned wages before payday?
[  ] Yes [  ] No
Question 2:  Would you consider using such a program?
[  ] Yes [  ] No
Question 3:  Would you be more likely to stay with or join a company that offered such a program?
[  ] Yes [  ] No
Question 4:  How often do you have trouble paying your weekly expenses?
[  ] Never [  ] Every week [  ] About once per month [  ] Several times per year [  ] Once per year
Question 5:  Not counting your mortgage and car loan, how much debt do you have?
[  ] None [  ] Less than $1,000 [  ] $1000 - $2,500 [  ] More than $2,500 [  ] Not sure
Question 6:  Do you use your credit card to pay bills?
[  ] Yes (skip to question 8) [  ] No
Question 7:  Why have you not used your credit card to pay bills?
[  ] Don’t own a credit card
[  ] Credit card is maxed out
[  ] Credit limit is too small
[  ] Paying with a credit card is not an option
[  ] Other
Question 8:  Have you ever borrowed from the following?  Mark all that apply.
[  ] Payday lender
[  ] Auto title lender
[  ] Pawn shop
[  ] Loan shark
[  ] None
[  ] Other, please specify  ________________________________________________________________
Question 9:  If so, how many times in the past year?
[  ] 1-3 times [  ] 4-8 times [  ] 9-12 times [  ] More than 12 times
Question 10:  On average, how much do you borrow?
[  ] Less than $100 [  ] $101 - $200 [  ] $201 - $500 [  ] $501 - $1,000 [  ] More than $1,000
Question 11:  How much is too much interest on a loan?
[  ] 15% - 20% [  ] 20% - 30% [  ] 30% - 40% [  ] More than 40%
Question 12:  What would prevent you from asking your employer for access to money?  Mark all that apply.
[  ] Embarrassment.  I don’t want my boss to know I don’t have enough.
[  ] Privacy.  My finances aren’t my boss’s business.
[  ] Ethics.  Asking my employer for money is wrong.
[  ] Fear.  I don’t want to get fired.
[  ] Other, please specify.  ____________________________________________________________________________
Question 13: What is your yearly income?
[  ] $0 - $20,000 [  ] $21,000 - $35,000 [  ] $36,000 - $50,000 [  ] $50,000+
Question 14:  Are you currently employed?
[  ] No [  ] Yes If yes, please list employer name _______________________________________
Question 15:  What is your yearly household income?
[  ]$0 - $20,000 [  ]$21,000 - $35,000 [  ] $36,000 - $50,000 [  ] $51,000 - $75,000 [  ] $75,000+
Please provide your city and state so that we can better understand your responses.  Your input will help us improve our products and serve the underbanked and underemployed communities.
City/Town___________________________________________ State/Provence_________________________________________
Thanks for completing the survey!  You can enter your email address below for a chance to win one of four $50 FlexWage Visa gift cards.  NOTE: All personal information is strictly confidential and will never be shared, used or stored for other purposes.
Email address:  ___________________________________________________
on another site people found that moving left to right designating the answers A,B,C,D etc works.  same thing for top to bottom answers, A being the top  and working your way down.
thanks a ton guys.  this history aficionado appreciates it.
ps.  if you don’t want to post the email you can pm me with it.